If you have a well paying job and a good education more benefits will be available to you. It is better having a good paying job which you enjoy going to, than working at a fast food restaurant or a factory and hate going to work everyday. The higher the education you have the more jobs you will be offered and the higher the pay you will receive. With a higher pay you will not be limited on the amount of money you have to spend. You will be able to spend your money freely and not worry about debts or owing anybody money.